Insurance Adjuster Tricks – Part I: Artificial DeadlinesBen Janssen
Time is of the essence when you’ve been injured–for you, not for the insurance company. You need to ensure that you receive and can pay for proper medical care. You might need to get your car fixed so that you can return to work. You need to make sure that you have money to feed your family. The insurance company’s incentive to close your case quickly lies only in its desire to induce your acceptance of a low ball offer before you’ve had the chance to talk to a lawyer or determine the full extent of your damages. In order to do so, the company might offer to pay a certain amount to settle your claim and tell you that you only have a certain amount of time to accept the offer.
You should never accept a settlement offer from the insurance company without first determining the extent of your injury and losses. In most cases this will involve consultation with both a qualified healthcare provider and a dedicated personal injury lawyer. The insurance company’s arbitrary deadline and lowball offer are an attempt to take advantage of you and prevent you from doing so. You should treat them as such and contact a personal injury.